While there is no way to totally prevent becoming a victim of identity theft, there are things that you can do on your own to reduce your risk. Outlined below are positive steps you can take to help protect yourself from this crime.
What You Can Do to Prevent Identity Theft
Purchase a shredder. Use it to destroy documents,
such as bank statements and credit card bills, that
contain important numbers.
Be aware of billing cycles and alert creditors if
you do not receive bills on time. A missing bill could
mean an identity thief has stolen the account and
changed the mailing address to cover the crime.
Place passwords on credit card, bank and phone accounts,
and avoid using easily available information such
as your mother's maiden name, your birth date or the
last four digits of your Social Security number as
your password.
Physically secure personal information in your home
if you have a roommate or if you employ outside help
such as a maid or babysitter.
Do not give out personal information over the telephone,
through the mail or over the Internet unless you have
initiated the contact and know the company with which
you are doing business.
Deposit outgoing mail in Post Office collection
boxes rather than an unsecured mailbox.
Do not carry your Social Security card. Instead,
leave it in a secure place.
Use secure Web browsers when conducting business
online and be aware of privacy policies of any Web
sites that request personal information.
For more information on how you can protect yourself,
the U.S. Federal Trade Commission offers this publication
- Take
Charge: Fighting Back Against Identity Theft -
and other helpful tips at www.ftc.gov.
You can also get expert help from the non-profit Identity
Theft Resource Center by clicking
here.